Security is one of the basic
needs of human being. It is in our character to want to be secured
and protected. We want to be sure that whatever happens, our
well-being is not seriously affected. That led to the creation
of the centuries old insurance industry.
Insure, by definition, means "to make certain especially
by taking necessary measures and precautions". Insurance
is a means to ensure that we have the financial ability to meet
our obligations and achieve our financial goals despite mishaps.
It takes the form of life insurance, where one's ability to
provide for beneficiary is insured, and general insurance, where
financial impacts of other misfortunes are mitigated.
As the industry developed, so did the complexity of insurance
products. From pure term insurance to endowments, limited pay
to universal life insurance, key-man to multiple life insurance,
critical illness to hospitalization benefits, travel to home
contents... For most, it is a daunting task just to understand
the nature, terms and conditions of various products and to
select the most suitable combination that fit to ones’ needs
is far-fetched.
Arcadia represents our clients to arrange for the best suited
insurance solution. As a broker, we have deep knowledge of various
offerings from different insurance companies. Our job is to
ensure that our clients' needs are met in terms of risks covered,
sum insured, cost effectiveness, flexibility and other client-defined
criteria. We plan with our clients carefully so that they and
their loved ones are protected and enjoy the security and peace
of mind.
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